YES First Preferred Credit Card - Check Features & Eligibility.
YES First Preferred Credit Card - Experience true indulgence with a world of choice offered by the YES FIRST Preferred Credit Card.
YES First Preferred क्रेडिट कार्ड एक ऐसा वित्तीय उपकरण है जो आपकी वित्तीय जरूरतों को पूरा करने में मदद करता है और एक उच्च श्रेणी का वित्तीय अनुभव प्रदान करता है। यह क्रेडिट कार्ड आपको विभिन्न लाभ प्रदान करता है, जिससे यह एक श्रेष्ठ विकल्प बनता है।
उच्च लाभ: YES First Preferred क्रेडिट कार्ड आपको उच्च अनुपात द्वारा जीते गए अंक प्रदान करता है, जिससे आपका खर्च आपको अधिक लाभ प्रदान करता है। आकर्षक छूटें: YES First Preferred क्रेडिट कार्ड के साथ आपको विभिन्न छूटें मिलती हैं, जैसे की रेस्टोरेंट, यात्रा, और अन्य खरीददारी के लिए। अत्यधिक लाभ: YES First Preferred क्रेडिट कार्ड आपको आपकी खर्च पर अधिक लाभ प्रदान करता है, जिससे आपका वित्तीय जीवन सरल और आरामदायक होता है।
इसके साथ ही, यह क्रेडिट कार्ड आपको उच्च वित्तीय सामग्री और सेवाओं का भी उपयोग करने का मौका देता है।
What comes with this card? - Exiting Features
Top benefits :- शीर्ष लाभ
- Get up to 1.75% markup on foreign currency
- Travel easy with complimentary lounge access benefits on your card
- International Lounge Program - Get 4 complimentary airport lounge visits per calendar year.
- Domestic Lounge Program - Get 2 complimentary lounge visits per quarter in India.
- Complimentary Golf Program - Get 1 golf lesson every calendar month and 4 additional. sessions with green fee waiver at select golf courses in India.
- Insurance Coverage - Get Air Accident cover of 1cr, Medical emergency cover of 25 Lac, Credit Shield cover of 8 Lac, Lost Card liability cover of 8 Lac.
- Fuel Surcharge Waiver - Get 1% fuel surcharge waiver at all fuel stations across India for transactions between INR 400 to INR 5,000.
- Dining Fiesta Program Celebrate your love for food- Get a minimum 15% discount on dining at select restaurants on your YES Bank Credit Card(s).
Reward Points of YES First Preferred Credit Card :-
- Pay in parts for your transactions as low as INR 1500
- Convert payments into EMI with on-call service at attractive interest rates
- Get a loan amount within the card limit to fulfil immediate fund requirements
- Your bills will be paid on time, every month.
- Register standing instructions for your bill payments, subscriptions, insurance payments, and more.
Eligibility of YES First Preferred Credit Card :-
- Between 21 and 60 years of age
- Salaried or self-employed individuals
- Minimum Net Salary of INR 2 lakh per month or Income Tax Return of INR 18 lakh and above.
Fees and charges of YES First Preferred Credit Card:-
- First Year Membership Fee of INR 999+ applicable taxes, waived on total retail spends of INR 50,000/- or more within 90 days of card set up date.
- Renewal Membership Fee of INR 999+ applicable taxes, waived on total retail spends of INR 2,50,000/- or more within 12 months prior to card renewal date.
- 3.80% per month (45.6% annually) on Revolving Credit, Cash Advances and Overdue Amount and 2.49% per month (29.88% annually) on amount issued against Fixed Deposits.
- Minimum 0.75% of transaction value or Rs 1 whichever is higher will be levied on all Rental and Wallet transactions greater than Rs 1. Please note that rental transactions are capped at 3 per 30 days period.
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