ICICI Platinum Chip Credit Card – Zero Annual Fee Credit Card
Hey Guys , Welcome to the New Article today i am going to tell you about ICICI BANK PLATINUM CHIP CREDIT CARD which has No Joining Fee, No Annual Fee. The ICICI Bank Platinum Chip Credit Card offers you great value as a no-frills, easy to manage card with these exciting benefits.
Features & Benefits of ICICI Bank Platinum Chip Credit Card :-
ICICI Platinum Chip Credit Card allows you to earn reward points on everyday purchases and also offers privileges like dining discount and fuel surcharge waiver. Here are all the ICICI Bank Platinum Chip Credit Card benefits:
Reward Program: You can earn up to 2 reward points on eligible transactions in the following manner:
- 1 reward point per Rs. 100 spent on utilities and insurance
- 2 reward points per Rs. 100 spent on retail purchases (except fuel)
Exciting Options to Redeem Rewards: Get movies and travel vouchers, lifestyle products and other merchandise against your reward points.
Dining Discounts: Save up to 15% on dining bills at over 2,500 restaurants across the country using your ICICI Credit Card.
Fuel Surcharge Waiver: 1% fuel surcharge waiver on Hindustan Petroleum fuel pumps on your transactions of up to Rs. 4,000.
ICICI Bank Platinum Chip Credit Card Fee & Charges :-
- Joining & Annual Fees
- Joining Fee – NIL
- Annual Fee (Second year onwards) – NIL
- Supplementary Card Fee – NIL
- Overdue interest on extended credit and cash advances – 3.40% per month (40.80% annualized)
- You can avail of this card if you are more than 23 years old.
Late Payment Fee :-
For Statement Balance:
Below Rs. 100: Nil
Between Rs. 100 to Rs. 500: Rs. 100
Between Rs. 501 to Rs. 5,000: Rs. 500
Between Rs. 5,001 to Rs. 10,000: Rs. 750
Between Rs. 10,001 to Rs. 25,000: Rs. 900
Between Rs. 25,001 to Rs. 50,000: Rs. 1,000
Above Rs. 50,000: Rs. 1,200
For information on more fees and charges, please refer to the Most Important Terms & Conditions (MITC).
ICICI Platinum Chip Credit Card Eligibility & Documentation :-
The applicant must fulfill the below-mentioned eligibility criteria to apply for this credit card:
- Age Requirement- 23 to 60 years
- Occupation - Salaried or Self-employed
How to Apply for ICICI Platinum Chip Credit Card:-
1. Click Here to Apply Online / Visit ICICI BANK.COM
FAQ :-
Q. How can I apply for ICICI Platinum Chip Credit Card?
A. You can apply for this credit card through both online and offline modes. you can visit the official website of the bank to fill out an application form. Apart from this, you can visit any of the nearest branches of the bank to apply offline.
Q. I don’t have a credit score; can I apply for ICICI Platinum Chip Credit Card?
A. Yes, people, who do not have a credit score or are new to the credit journey, can apply for this credit card. This is an entry-level credit card that is designed for people who want to earn basic benefits without any fees.
Q. I have a salary account with ICICI Bank. Can I get ICICI Platinum Chip Credit Card?
A. Yes, anyone can apply for this credit card regardless he/ she has an account with the bank. You can call the customer care of the bank and ask the representative for a detailed process. The bank allows you to apply online as well as offline for a credit card.
Q. What are the benefits of platinum credit card Icici?
A.
- Enjoy waiver of 2.5% fuel surcharge on fuel purchases at HPCL petrol pumps. ...
- Earn 2 PAYBACK points on every ₹ 100 spent except on fuel purchases. ...
- Enjoy Platinum benefits from Visa. ...
- Enjoy Platinum benefits from Visa.
Q. Is it good to have Icici Platinum credit card?
A. ICICI Platinum Chip Credit Card is a lifetime free credit card and is a great option for those who are new to credit and want to build their credit score. The card offers various benefits, such as reward points, dining discount, fuel surcharge waiver and more.
Q. I have already applied for ICICI Platinum Chip Credit Card. How can I check the application status?
A. You can check the application status through online and offline modes. You can visit the official website of the bank and check the application status by entering your application number. Apart from this, you can also call on the ICICI Credit Card customer care number and ask the representative about the application status.
Q. What is the cash advance fee charged on ICICI Platinum Chip Credit Card?
A. The bank charges a cash advance fee of 2.5% of the transacted amount or a minimum of Rs. 500 on ICICI Platinum Chip Credit Card. Therefore, it is advisable not to withdraw cash using a credit card as it incurs high charges.
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